What Does Botox Cost?

I know that I went to a mno at a medspa place and they had a "special" that was $10 per "unit" for botox. That was a good price I guess and I think mos people use 25-30 units at LEAST. so chances are she's spending at least between $250-500 per month

L.,
I hear your concern about the botox and the money situation. I think you are smart not to co-sign a loan for anyone. We have had family members ask us for money over the years and we have learned it is a BAD idea. We have never co-signed a loan but we have given money to family members and we have never receive a dime back. We gave it to them in the spirit of helping them get out of the financial mess they had but I think in the end we just became inablers (sp?). I don't know how much botox is but I think you should tell your mom no and let that be the end of it. You are young and have a family to care for. The expenses you have with two children are enough to worry about. I hope you get through this without a bunch of drama. R.'

It doesn't matter what Botox costs. Never EVER co-sign on a loan for someone who's not your spouse. Never EVER EVER! If she won't pay her own bills now, what makes you think that she will pay on this loan? And do you know who they will come after when she stops making the payments? YOU! They will trash your credit and you will either have to live with that or pony up $3500. If you have that kind of money to give away, just give it to her and be done with it. That is, if you want her to keep acting like she's your 3rd child.

Your mom is an adult, and she really should be ashamed of herself for asking you to take on a financial obligation simply because she has been irresponsible with her money. You have two babies at home, and I really can't wrap my mind around a grandmother being perfectly willing to take money that could be used for the care and education of her grandbabies.

Besides this being something you should NEVER do, it's really not fair or right for her to put you in this position. It's hard to say no to our parents, but in this case, you have to. If you don't make her do for herself now, nothing will stop her from seeing you as an ATM the next time. And since not paying on this loan won't affect HER credit (because it's already bad or they'd give her a loan without a co-signer), she'll go on with her life and you'll be stuck with $3500 in bills that you did nothing to accumulate. IMO, that's just wrong. You have to put your husband and your children first ALWAYS. You don't have to give her a reason because you're an adult and you don't owe her any explanations for what you do with your own money. Just say no. And if she presses you, put the blame where it belongs--on the person who runs up bills she can't or won't pay.

If she throws a tantrum, it's manipulation. Again, something a mother should never do to her child. Don't play the game, and don't try to come up with a list of reasons. If she is ever going to be financially sound, she needs to learn how to get herself together and spend her money wisely. She doesn't get to spend YOURS whenever she uses up all of her own.

....LF

Oh my!! She really gets this done once a month? Shame, shame, shame on the doctor who is doing this so frequently. My doctor charges between $300-$350 on botox. He offers "botox day" once a month with $50 off, so I pay $300. Restalyne is a little more expensive, but helps eliminate the appearance of wrinkles that are too deep for botox.

I see him every 6 months for botox between the eyebrows. He would not even consider letting me see him before 4 months. I asked him before and he said, no way. He mentioned if I want more than what botox is doing, then I need to get restalyne.

Good luck with your mom.

K.

I have no idea what botox costs but I caution you on co-signing on any loan to help anyone "catch up" on bills. Borrowing from Peter to pay Paul never helps the financial situation. Your mom might need some credit counseling - something like Financial Peace University (I haven't attended but some friends have) and get her finances in order. The fact that she needs a co-signor on such a small amount should send red flags up - red flags that could put your family in jeopardy if she defaults on the loan.

The reason not to co-sign is that you and your husband EARNED your credit score. The reason not to co-sign is that your mother is not 19 and trying to put herself through school. Adults with financial issues will always have financial issues regardless of how you help. Trust me, it is never help just bailing out. Anytime we bail out a family member we do it knowing we are making a donation, not offering a loan.

I realize this is a tough message but trust me it is coming from trying to help too many folks who cannot help themselves.

This is a tough decision either way.

Hi L.. I'd just like to tell you from personal experience...$ and family/friends don't mix. It will just make for a load of problems if you co-sign for your mom. Just from reading what you wrote, she has a trouble priortizing and managing her finances. If she renigs on the payments, then you are stuck with them or your credit will be hurt. I'm a hair dresser and used to work in a day spa that offered botox. It started around $500 per area and went up depending on how big of an area needed to be done. You are right though, botox and restalin are only supoosed to done every 3-6 months. I'd just tell her you don't feel comfortable helping her get the loan, but offer to maybe help establish a budgit for her to help get he caught up and back on her feet. and the 1st thing that has to be cut down on is luvury expenses...such as botox. I'm not sure if there are any advers side affects, but i'm fairly certain that too much of it can't be a good thing. And try to find out who is giving the injections so often, they might need to be investigated...it's only supoosed to be administered by a doctor...so either they may be $ hungry quack or not even licensed to administer the injuections.

L.,
I wanted to let you know that we all understand the difficult situation you are in. While we want to help our friends and family and support them when they need it, it is important to always consider whether you are hurting or helping. Obviously, we can't tell others how to spend their money and while many of us may consider botox to be an expensive luxury item and not a necessity, she may feel very different about it. While discussing with her that you are not going to co-sign (clearly a bad idea), ask her if she would like it if you attended some financial counseling with her. Financial Peace University classes are offered all over and locations are available on the web site www.daveramsey.com. This could be something that you can both benefit from and she shouldn't feel like you aren't willing to help, even though you won't sign for the loan.
My dear sister listed my husband and I as references on their mortgage and now that they are behind, her mortgage company won't quit calling us. We didn't sign or even know that they used our name and number but the company won't quit calling. I am just thankful that we are not responsible for the balance of the loan in any way.

Good luck as you work with her and her financial struggles.

It sounds like your mom needs to grow up. She has a lot of nerve asking a 25yr old mother of two and a student to bat. I know it's easier said than done, but I wouldn't do it. Going that much in debt and spending money on frivolous things like Botox does not indicate your mother is responsible. Ask yourself, if you get stuck with the bill for the loan, will it be a hardship on you and your little ones?

Not sure what it costs, but I would tell her, we have two children to raise and put through college and just can not afford to sign on any more debt. I know they are still little, but this is going to happen faster than any of us want it to.

T.